Life Annuity Rates Was Our Variable Life Annuity A Good Idea?

Was our Variable Life Annuity a good idea? - life annuity rates

My husband and I have a capital life insurance, and we wonder whether it is a wise investment. We are in their thirties and make good money. We bought our retirement policies. No longer contributing to 401k plans are not accompanied by an employer and the employer who earn too much money to a Roth IRA. And all the money that they will easily pay for the retirement portion of the pension. There is a premium of at least $ 1700 per quarter, but we are trying to fund $ 3,500 to be paid quarterly faster. Funded in full by 7 years and then we can against them in an interest rate Lowe (it will not), or hold it until you are ready to remove him, if we are to borrow for retirement. Is this a good idea to do for us, given our present situation in our tax bracket? We believe that our software is now in a class higher taxes than would happen if we withdraw, if they contribute dollars after taxes, for the moment seemed a good idea. Please help. I think we should have received a second opinion before you buy the policy.